Funeral Plans are NOT all the same, by any stretch of the imagination, so we review the Prepaid Funeral Plans market so that we can give you sound advice on choosing the best value plan for your unique circumstances. There is no charge, no obligation. We spend hours every week updating ourselves on the new and updated plans available. Reading the small print, working out the advantages and disadvantages. And the catches. So just use the enquiry form to the right or give us a call! A brief piece of news follows, dated 19th May 2017:
“SAVERS PITTED AGAINST INFLATION AS 2.7% CPI TO SQUEEZE NEST EGGS IN REAL TERMS.
- Investors expected to consider moves into other asset classes including property.
- £10,000 saved in basic high street account today will be worth just £9835 in real terms after 1 year at this rate of inflation.
- Even in the top fixed-rate 1-year bonds, £10,000 will be worth just £9,870 in 12 months.
- £10,000 held in cash would be worth just £9,730 in real terms a year on.”
Source: Property Partner.
Contrast that with the cost of a “standard” funeral plan 5 years ago at around £2,200 which now would cost at extra £1,000. Ask yourself which is the better investment, more cash in a savings account or a prepaid funeral plan which has massive added benefits for those left behind.
But back to talking about the funeral plan market:
The market has become a lot more complicated with companies introducing new plans which include less and less just to keep the cost down. Make sure you REALLY understand what you are buying. Best way is to call us!
Over 50s Life Insurance: most of these are so appalling that we think they should not be on the market. Typically, there is no inflation proofing, unless you keep taking out extra policies. Worse, if you miss a couple of payments – you lose every penny. Some of them very graciously say that they won’t take more money from you than they pay out. So you can be making an interest free loan to the insurance company for 30+ years.
Direct Cremation Prepaid Funeral Plans are another area where those that invest without understanding can be laying the seeds of upset for those left behind. They are cheap, but not only you but your friends and families need to fully understand them.
Funeral Directors Fee Plans (item 2). At the moment the typical cost of a funeral is around 60% the funeral directors fees, and perhaps 40% for third party costs. These are mainly crematorium fees, doctors and minister/ celebrant to run the service. With burials, the cost of the plot may be an additional cost of some size. Church fees and the extra undertakers staff time are more too. Those extra costs will have to be found before the funeral can take place. So, once again, you need to be sure exactly what you are buying or those left behind may be shocked when they discover just how much is left to pay.
So why not take advantage of our expertise on prepaid funeral plans and give us a call? Even the call is free!
We are not tied to any providers (unlike most). We won’t hassle you or pass your details to third parties. We can almost certainly save you money, perhaps a lot. And you might find our Bonus Vouchers really relevant!
Why not call us on 0800 0588 240?
5 minutes could really make a difference.
Fast Approaching – the Prepaid Funeral Plans Price Rise Season.
Price rises can easily be avoided by acting now, rather than delaying. Even if that means paying over time (up to 10 years – you can always pay them of early). We really can’t see prices going down. That said, one of the big mistakes people make is to be rushed into buying just because of a price rise! Being pushed into buying an already expensive plan which may be far from the best is not sensible. So call us first, for genuinely independent advice. It is a free 5 minute chat, without obligation. At worst, it will help you decide what you are looking for in a funeral plan. Please leave a message even when the office is closed: we will get back to you. The 5 minutes talking to us could save a great deal of time, money and grief for those left behind. And we read the small print for you!
Alternatively, download our brief booklet and enquiry form and send it back to us when you are ready. Or there is a more detailed online form at the foot of this page.
Update: surveys show funeral costs up by 89.9% for cremation, and 94.3% for burials between 2004 and 2015. Funeral plans have been a better investment over that period than houses. So now is the time to move some of your savings from low paying savings accounts into a prepaid funeral plan, for the benefit of your family.
The Review Team at the Prepaid Funeral Review compare funeral plans so you can save money and get a more suitable plan. They are constantly reviewing the market for the little wrinkles others don’t know about! Comparing funeral plans is not at all easy – they seem to go out of their way to mask the reality. So why take a risk of buying a prepayment plan which doesn’t do what the literature hints at? 0800 0588 240 is the number, just leave a message if we’re busy (or asleep!)
Some plans went up by 12% in 2015, around 7% in 2016. Who know what 2017 holds? The early signs are that plans with go up 6 to 7% on a like for like basis. So the earlier you buy your prepaid funeral plan, the lower the cost. 5 years ago, the cost would have been around £1,000 less.
How much interest have you earned on your savings account in the same time?
There has never been a better time to invest in the security and comfort of a prepaid funeral plan before prices go up further – but our independent advice is more important than ever.
Why not contact us today? Or ask for our brief Guide.
Ask for details of our Best Price Guarantee and (up to) £595 bonus package which is available as a free extra with many plans (but not all).
Looking to buy a prepaid funeral plan?
- It makes sense to take Independent Advice.
- Especially as it costs you nothing!
- 99% of people will end up better off with our advice.
- and if you won’t – we will tell you!
0800 0588 240 is the number – ask for a call back from our Funeral Plans Reviewers Steve or Peter if you ring out of hours. Or use our enquiry form.
Prepaid Funeral Plans Reviews – but SPECIFICALLY for You:
There are also some interesting developments in funeral plans for folk who just want to be whisked away with no fuss at low cost. But make sure it won’t upset the family! Ideal for folk with no UK relatives to sort things out.
Our researchers Bobbie and Steve are always hard at work reviewing the prices and features of the many varieties of prepaid funeral plans. Most months there are changes, and three or four times a year everything has to be redone. One set of Funeral Plans or Funeral Bond may be a best buy in March, then drop down the tables for a few months until the other firms catch up with their prices rises. Then someone completely rewrites the terms of their plans, or introduces a new one, and all the research has to be redone!
It may be news to you, but prepaid funeral plans are FAR from being all the same, and making a mistake when choosing your funeral plans can be very expensive – usually for those left behind.
As far as we are aware, the Prepaid Funeral Review is the only place you can get independent advice. So why not at least download our enquiry form, or give us a ring? At the very least it will give you a list of questions to ask that very nice salesperson pushing their own range of funeral plans – which may be the least suitable for you. But you can find out, with our help, which is the most suitable. We won’t give you a Parker pen or a carriage clock – but we do have a bonus package worth up to £595 available on most plans!
If you aren’t ready to buy, just download our enquiry form which will help you to decide what you need, and return it when you are ready.
Why the Prepaid Funeral Review?
There are lots of varying features on which to choose prepaid funeral plans. Some plans have a tremendous sales pitch and massive disadvantages, others have modest which can make all the difference in your precise circumstances – but be pointless to another person. It is about in-depth knowledge and finding out what you need. The Prepaid Funeral Review team will help you decide which of these issues matter most to you so that you can make an informed choice and make the right choice of plan for your unique circumstances. Too many people buy from the first leaflet they come across, or send off for lots of brochures (and then get totally confused!) The Prepaid Funeral Review even offers a personal advice service if you don’t have the time and expertise to study each plan in detail.
Rather than the first funeral plan you come across, which may not be the most right one for YOU, why not let us guide you through the maze of funeral plans?
Prepaid Funeral Plans Reviewed. Funeral Plan Reviews.