Cut Down Cut Price Funeral Plans – A New Breed.
So what is a cut down cut price funeral plan? Should you consider them? We think there is scope for misselling here. The plans are complicated, and few people read the small print. We do, to protect our clients.
The funeral plan market is very competitive and the public are always keen to find a cut price bargain funeral plan. That is great, as long as you understand just how the plan has been set up to keep its’ price low.
These types of plans are always cremation only plans.
So how are they cut down to be cut price funeral plans?
- Cremation prices vary substantially depending on the time of day. Typically, the cost will be lower for a funeral starting after 4 pm, or finishing before 10 am. Why? Because those time slots are less convenient for family and friends and the traffic is often worse. So the cut price funeral plans
- Crematoriums also vary widely in what they charge. So if the cut price funeral plan provider can choose the crematorium, chances are they can pay a lot less. The disadvantage is that they might choose a crematorium 4o to 50 miles away. Couple that with the early or late time for the service, and you can begin to see why these plans won’t suit everyone.
- Funeral Directors costs vary widely too, and with cut price funeral plans, you don’t get to chose the undertaker. The prepaid funeral plan company will choose them. You won’t get a bad one, that isn’t an issue. But they may not be local and could be based as much as 30 miles away.
So if you have someone selling you cut price funeral plans, make sure they go slowly through the terms and conditions before you sign up. And if you do buy a cut down funeral plan, please make sure your family are aware of it. We are NOT fans in general. The savings are not enough for the potential problems.