Direct cremation plans are the cheapest proper prepaid funeral plan. Some of the other low cost “funeral plan” options leave out minor details like the actual funeral. That is just one of the reasons you should ask for our advice! But good direct to crematorium funeral plans do cover all the costs detailed. Remember that word “detailed” – small print is very important! BUT read on…. (or visit our Direct Cremation Plan Reviews page if you have already decided it is the right plan for your family: we keep a very close eye on the market so we can steer clients away from poor value plans, even if they do have very persuasive booklets and salespeople!)
In summary: a direct cremation plan is a funeral with no service or other family involvement at the time. No reason you can’t have a celebration or wake afterwards though. It is just so non-traditional that friends and family make be deeply upset if it is unexpected. What we are talking about on this site is prepaid direct crem plans, but the comments for at need ones are the same.
Direct cremation plans are now being offered by an increasing number of firms, so although we don’t publish a separate list of them, we do have our internal list. That is what we use to offer the best possible advice on choosing the right plan for you, your family and friends, and your bank balance! Give us a call for advice – you can leave a message out of office hours.
So what is a direct cremation plan?
Direct cremation plans are where the undertaker collects the deceased and takes them direct to a crematorium of the undertakers choice. The family have generally have no involvement in the process, which may well all be over before they find out.
The crematorium will rarely be the local one, the choice will be made by the funeral director who will be looking for the cheapest one within reach of their premises. Indeed, one major play is building its own crematorium for the purpose, which will be running 7 days a week 24 hours a day to cut costs further. Generally speaking transport to the crematorium may be in a (nice) funeral van and not in a hearse. It will also take place out of normal crematorium peak hours when costs are lower. Very often these services are run from a single location covering the whole of the UK. They will collect a few people, then arrange a trip to the most economical crematorium. There is no disrespect, they will all be cremated separately. You will also need to check what happens to the ashes and be clear whether or not you wish them to be returned.
Direct Cremation Plans: a summary.
So the direct to crematorium route is cheap but impersonal. Therefore it does run the risk of upsetting friends and relatives who want to say a more conventional goodbye. Of course, there is nothing to stop people having a memorial service after the event, but that may not be OK with everyone.
With normal prepayment funeral plans, it is possible for the family to make changes to the arrangements after death, to accommodate your or their wishes and needs. With a direct cremation plan, this may not be so easy as the funeral director may come from some distance away. They are likely to collect the deceased and – if the necessary certificates are ready – go direct to a crematorium. In many cases it will not be possible to change the arrangements at all.
We can certainly see that there is a market for direct crem plans. We do have concerns that they may – perhaps unexpectedly – cause great distress to family and friends who are left behind and are perhaps powerless.
So if you want the cheapest possible funeral plan, this is the one. But think twice before buying. Perhaps it would be better to put down a deposit on a more conventional funeral plan and pay the balance in instalments. Just our view! Why not call us to discuss things? 0800 0588 240. Or use the enquiry form to the right.