Help with the Funeral Plan Questionnaire.
Free simple guide to prepaid funeral plans plus a funeral plan questionnaire designed to help you decide on the type of plan which suits you. Plus some warnings! Direct Download, no email address required. This should be of great use to you even if you don’t decide to take advantage of our Free Advice service to avoid the marketing tricks or buy from someone who only advises on one or two companies plans rather than 20+.
If you get stuck with the booklet & funeral plan questionnaire, please give us a ring! It is only one page, and, if you already know what you want, it’s a 5-minute job. It is designed to help you to decide what you would like in your funeral plan, so it does sometimes lapse into jargon a little! No selling though, we promise. We have a more comprehensive booklet and a free funeral planner if you use the email enquiry form.
It is fine to fill the form in in advance, but do send it to us if you are looking to set up a plan in the next year or so – we will very gently remind you by email in until you are ready to go ahead. Each quote is individual and takes us some time, and if you delay your decision by more than a month, things may have changed so we have to do it all over again or you miss a bargain!
These are comments on the funeral plan questionnaire that some people may be unsure about:
- Always remember that if your family ask for things not included in the plan, the funeral director will charge for them!
Question 2) Transport of deceased to funeral home.
In most cases, people will be near home when they die, but some folk may want the funeral arrangements held miles away. Moving people around is expensive, so let us have the details if you wish your plan to cover extra miles. There could be extra costs if you happen to live in a relatively remote area or on one of the islands off our coast. If there are few undertakers within 10 miles, costs could be less competitive.
Question 3) The hearse is always included
– but do you want to provide limousines for the family? One, two or perhaps something different. Just let us know.
Question 4) Type of Coffin
Many people ask for simple eco coffins thinking they will be cheaper – they are NOT, they normally cost significantly more, as do coloured coffins etc. Basic coffins are the rule with the low-cost plans, and they get posher as you move to more expensive plans, but US-style coffins might double the cost of the funeral plan!
Question 5) Type of Funeral
Generally, this is either cremation or burial. If it is a burial, there is normally no allowance for the purchase of the plot built into plans. That is fine if you already own the plot rights (check please), but if not it is another matter which needs consideration. We recommend considering buying the plot now, as a separate transaction, as it may not be available at all in future – but watch out for the length of the lease if the plot is not freehold, and how the cemetery will be financed over the years.
Question 6) Payment
Ideally, pay for it in one go, or pay as much as you can comfortably afford as a deposit to keep monthly costs down. We will normally include details of instalment costs anyway, but if your budget is limited, do tell us straight away.
You can have plans with lower monthly instalments payable to 85 or 90 but they do have significant disadvantages – but they are still much better than nothing!
Question 7) Service
You can allow for a service at the crematorium or church – or no service at all, but that may probably upset people, The church service will normally cost more, especially if you are being cremated or buried elsewhere.
Question 8) Donation
Some plans allow the named person to give their plan for the use of a friend or relative who has died without a plan in place and with insufficient cash. Can be really useful – though ou will then need to get another plan of course!
Question 9) Guarantees
The services of the funeral director, as outlined in the terms and conditions are included and normally guaranteed. Third party costs such as interrment (digging and refilling a grave) or crematorium and ministers fees are usually included by way of an allowance linked to inflation. However, some firms will guarantee those costs too but would typically be a little more expensive (but not always.) Not every possible thing is covered, see our page on that, but the point is to take care of as much as possible so expenses at the time are as low as possible, and there will be very little which is essential. For example, doctors fees for cremation are often not included.
Question 11) Moving
Many plans tie you down to using a particular funeral director or chain. Is there any possibility that you will move in your old age, perhaps to be nearer children who can look after you or at least keep an eye on you?
Please add notes to the funeral plan questionnaire on anything else you think might help us to give you better advice.
If you are unsure of any of the questions, please do give us a ring, we’ll be happy to help and add more explanation to the site – if you are unsure, so will other people be, and we need to know.