Safe Hands Funeral Plans Reviewed 2018 Good? Bad?

Safe Hands Funeral Plans Reviews – an interesting set of plans.

Funeral Plan Quotes

Funeral Plan Quotes

Safe Hands Funeral Plans have had good results from the review of their client funds showing a good level of security. They have also had the courage to withdraw from the Cut Down Funeral Plan market where families are almost certain to find that the plan neither sits their needs nor their financial expectations.  They do have a place in the market, but it isn’t just the purchasers who need to understand their limitations.   More competition can only be good for the consumer – but consumer understanding is critical.

UPDATE: a very encouraging audit of their Trust Fund shows a substantial surplus.

Safe Hands Funeral Plans

Best Buy? Maybe!

But whether they are best for you, we can only tell after reviewing your wishes.  Why not give us a call on 0800 0588 240 or use our funeral plan enquiry form? They make some very strong claims about costs. But like all funeral plans you need to read what it actually says and not what you think it says! That, of course, is our job.  Firstly chatting through your situation and wishes, then matching that to the most appropriate prepaid plan.  Which may or may not be a Safe Hands Funeral Plan.  The Safe Hands Funeral Trust is where your money (after initial expenses.) The Safe Hands Trust is managed by independent trustees and audited to ensure it is on target to pay for your funeral.

If you would like to look at Safe Hands Funeral Plans in more detail, there are links to their documents which you can download direct without giving anyone your contact details.  But why not just call us on 0800 0588 240 and we’ll do the research for you!

Here is their advert, but don’t get too excited just because their base plan is really cheap –  it   has actually gone up three times since the video was recorded!

Safe Hands offer six funeral plans to choose from, each providing a different level of service.

Safe Hands Plan Reviews: The Topaz Funeral Plan.

The Topaz plan is the most affordable plan option. It includes all the funeral director’s fees and services, a standard, veneered, coffin, a hearse and bearers. But it excludes 3rd Party Charges which will include the crematorium, doctors, service and all other third-party charges.  (Our comment – most providers offer similar plans at the low end of the market. They are fine as long as the family realise that they will only cover around two-thirds of the cost of a full funeral plan.  Much better than nothing, but not ideal!) With Safe Hands Plans, you can always upgrade to a full plan at any time, which is a positive feature.  This type of plan can also be useful alongside the Over 50s insurances which provide no inflation proofing if you have the misfortune to own one!

What’s included in the Topaz Funeral Plan?

  • Funeral Director’s fees and services (inc. care and preparation of the deceased).
  • A standard, veneer finished coffin with nameplate.
  • A funeral hearse and bearers (more bearers can be provided at extra cost.)
  • 24 hour transfer of the deceased to funeral home / chapel of rest within 20 miles.
  • Arranging the funeral service with the crematorium / cemetery.
  • Mutual agreement on date and time of funeral.
  • Visit to chapel of rest during office hours.

Safe Hands Plans Reviews: The Pearl Funeral Plan.

The Pearl is their basic full funeral plan covering the basic necessities:

  • Funeral director’s fees and service.
  • Provision of the funeral service and arrangements.
  • A lined & fitted coffin.
  • Hearse and bearers.
  • 24 hour transfer of the deceased to a suitable resting place within 20 miles.
  • Care and preparation of the deceased.
  • Arranging the funeral service (at a local crematorium, churchyard or other.)
  • Funeral procession from home/funeral home/church to crematorium.
  • Family support and help provided by the Funeral Director.
  • Mutual agreement on time and date of funeral.
  • Provision of advice on the funeral.
  • Visit to the chapel of rest during office hours.
  • Bereavement assistance via professional organisations.

THIRD PARTY CHARGES allowance  included:

  • Doctor’s Medical Fees.
  • Cremation fee’s for the local crematorium or interment fees.
  • Minister/officiant fee to perform the cremation/ burial service.

The Safe Hands Sapphire Funeral Plan.

This is their most popular plan and includes a hearse and one limousine, plus out of hours service.  The Safe Hands Sapphire Funeral Plan includes:

  • Funeral Director’s fees and service.
  • Provision of the funeral service and arrangements.
  • Veneer finished coffin
  • Hearse and four bearers.
  • One following limousine
  • 24 Hour transfer of the deceased to a suitable resting place within a 20 mile radius.
  • Care and preparation of the deceased.
  • Arranging the funeral service (at a local crematorium, churchyard or other.)
  • Funeral procession from home or funeral home to church or crematorium.
  • Family support and help provided by the Funeral Director.
  • Mutual agreement on time and date of the funeral.
  • Provision of advice on the funeral.
  • Visit to the chapel of rest during office hours.
  • Bereavement assistance via professional organisations.

THIRD PARTY CHARGES allowance included:

  • Doctor’s Medical Fees
  • Cremation fee’s for the local crematorium or internment fees.
  • Minister/officiant fee to perform the cremation or burial service.

Safe Hands Plans Reviews: the Ruby Funeral Plan.

The Ruby plan tries to cover all aspects of the funeral, adding a high-quality coffin, added transport, and a full listing of floral tributes.

  • Funeral Director’s fees and service.
  • Provision of the funeral service and arrangements.
  • An oak veneer coffin with gloss finish or rosewood effect coffin with polished finish, lined and fitted.
  • Hearse and four bearers
  • Two following limousines.
  • 24 hour transfer of the deceased to a suitable resting place within 20 miles.
  • Care and preparation of the deceased.
  • Arranging the funeral service (at a local crematorium, churchyard or other.)
  • Funeral procession from home or funeral home to church or crematorium.
  • Family support provided by the undertaker.
  • Mutual agreement on time and date of funeral.
  • Provision of advice on all matters about the matter.
  • Visit to the chapel of rest during office hours.
  • Bereavement assistance via professional organisations.

THIRD PARTY CHARGES allowance included:

  • Doctor’s fees
  • Cremation fee’s for the local crematorium or internment fees.
  • Minister/officiant fee to for the cremation or burial service.

Safe Hands Reviews: Direct Cremation Plan.

Not everyone wants an extravagant or all-inclusive funeral. To many, when life’s course is run, there seems little sense is spending heavily on what will be their final journey.

In response to this, Safe Hands offer a very simple funeral plan that includes all the essential elements of a cremation, but without any family involvement in the disposition.

WARNING – this is a good plan, but it does not allow any involvement from family and friends and it does NOT allow for any form of memorial service when the deceased is present unless it is held sometime later with the ashes present after they have been returned.  A good plan – but only in the right circumstances.  Incidentally, some similar plans are sold by other firms without clear warnings. Some families will be devastated that they cannot be involved.

What’s included in the Direct Cremation Plan?

  • Collection of the deceased.
  • Care of the deceased.
  • Basic coffin (crematorium approved.)
  • Transport of the deceased to the crematorium.
  • Cremation fees
  • Doctor’s Fees.

Safe Hands Funeral Plans – are they for you? Click the link!

 

SafehandsPlans co uk.