Don’t waste money on a Secret Funeral Plan.
Leading funeral directors Deric Scott is urging people to be open and talk to their families if they take out a pre-paid funeral plan, as instances where “secret funeral plans” are discovered to have been unused has risen sharply, and families could end up paying for a funeral unnecessarily.
That said, most decent funeral plan providers will make a full refund as soon as the secret funeral plan is discovered, but that is not really the point, says Julie at the Prepaid Funeral Review. “We issue certificates for funeral plan owners to give to their relatives to ensure this does not happen to our clients. So contact us for a NOT secret funeral plan!”
As Deric Scott says, pre-paid funeral plans are a relatively recent development in the funeral industry, which allow someone to cover the cost of their own funeral at today’s prices, as well as registering their own preferences for the arrangements.
The purchaser of the plan is encouraged to inform relatives, family and friends of its existence; however there have been more instances recently where relatives have begun organising their own arrangements, without realising such a plan existed, only to discover it at a later date.
This means that some families may end up paying a second time for funeral arrangements. Also, the person purchasing the plan has taken the time and listed their requests for how they’d like the funeral to take place, and so they risk their preferences not being adhered to in the absence of the plan not being known about.
Robert Bowater, General Manager at Deric Scott said, “It can be quite hard talking about the subject of your own funeral with friends and family, so we understand how this situation can occur. We do check all the plans we have on file on a regular basis, and if we discover the plan holder has died, then we do all we can to track down any relatives. However, in some circumstances this can prove difficult, particularly if they have not left us with any next of kin details.
“We want to encourage people to talk to their families to ensure when the time comes they know all the arrangements have been thought of. We can help them to decide how to broach the subject, and talk through their preferences. If a relative gets in contact having discovered its existence at a later date, having made their own arrangements, then we ensure they are fully refunded.”