Terms and Conditions of Business (website)

Terms of Business Prepaid Funeral Review – see also Terms of Business for Advice

Funeral Plan Quotes
Funeral Plan Quotes

Please note that we do our best to keep the site up to date, but are more concerned with keeping our advice up to date, so some parts of this site may contain out of date information, so please do not rely on it without checking with us.

Our terms of business: we have only three:

1) We make no charge for genuine enquiries from members of the public, but ask that they accept a moral obligation to go through us if they decide to take our advice.  Charitable donations will be made once the refund period has passed unless the client accepts responsibility for making a refund of the donation if the discontinue the plan during the initial period.   Just download the enquiry form.

2) We are happy to work with professional introducers, but any undisclosed enquiries which might be considered to be industrial espionage are subject to a fee of £1,000 per enquiry.

3) We use our best endeavours to research the funeral plan market on your behalf, but such research is inevitably in part subjective both in terms of our reviews and our understanding of your needs.   It is important that you understand that we are not guaranteeing the financial stability or other features of any provider – that is the job of the Regulators.

That’s it – just be legal, honest and decent and all will be well!

The rest of this page is the privacy policy


Like most website operators, we collect non-personally-identifying information of the sort that web browsers and servers typically make available.   Such as the browser type, language preference, referring site, and the date and time of each visitor request. Our purpose in collecting non-personally identifying information is to better understand how visitors to use the website.

We also collect potentially personally-identifying information like Internet Protocol (IP) addresses. We do not use such information to identify visitors.  We do not disclose such information, other than under the same circumstances that we use and disclose personally-identifying information, as described below.


Certain visitors to our websites choose to interact with us in ways that require us to gather personally-identifying information. The amount and type of information that we gathers depends on the nature of the interaction. For example, we ask visitors who use our enquiry forms to provide their contact details which we will use to follow up on enquiries.  Also to keep visitors informed unless they later opt out. In each case, we collect such information only insofar as is necessary or appropriate to fulfil the purpose of the visitor’s interaction with our site.  We do not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.


We collect statistics about the behaviour of visitors to our websites. For instance, we may reveal how many downloads a particular information sheet had. However, we do not disclose personally-identifying information other than as described below.


We discloses potentially personally-identifying and personally-identifying information only to those of our employees, contractors, and affiliated organizations that (i) need to know that information in order to process it on our behalf.  Or to provide services available at our websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country. By using our websites, you consent to the transfer of such information to them. We will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors, and affiliated organizations, as described above, we disclose potentially personally-identifying and personally-identifying information only when required to do so by law. Or when we believe in good faith that disclosure is reasonably necessary to protect the property or rights of our, third parties, or the public at large. If you enquire via our website and have supplied your email address, we may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with our products. We primarily use our site to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish anonymously it in order to help us clarify or respond to your request or to help us support other users. We take all measures reasonably necessary to protect against the unauthorised access, use, alteration, or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. We use cookies to help identify and track Visitors, their usage of the website, and their website access preferences. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using our websites, with the drawback that certain features of our websites may not function properly without the aid of cookies.


Although most changes are likely to be minor, we may change its Privacy Policy from time to time, and in our sole discretion. We encourage Visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

We are at 5 Malcolm Gardens Polegate BN26 6PN registered in England number 07682081

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